Today’s lowest available

15-year fixed rate interest rate:


*Actual rates may vary based on credit and availability

We do the shopping so you don’t have to

We know how difficult it is to get the lowest interest rate. Our unique quoting process leverages our extensive network of 38,000 loan originators to make sure you get the lowest rate possible.

Fixed Rate APR

Refinance Rates

15 Year Fixed

1.55%~ Interest Rate
1.55%~ APR

30 Year Fixed       

5.625%~ Interest Rate
5.650%~ APR

Home Purchase Rates

15 Year Fixed

1.55%~ Interest Rate
1.55%~ APR

30 Year Fixed       

5.625%~ Interest Rate
5.650%~ APR

Our Process Saves You Money

SPE in your area will rebate 20% of their commission to you!

step 1

Apply Online

Quickly answer seven simple questions to start your application and journey with SRE!

step 2

Get Matched

Every loan is different. We will match you with a SPE that fits your unique needs and circumstances.

step 3

Close Your Loan

By closing your loan process with SRE you complete the last step in the rebate process.

step 4

Get Money Back

20% of the SPEs™ fees will be sent back to you!

Why work with SPEs?


Low Interest Rates Loans


20% Rebate Savings


Access to over 32k Professionals

People love working with SPEs

“We were so fortunate to find SRE in the Sunday paper. I called the SRE agent right away. SRE was prompt and very reliable, accommodating our search for a new home. Thank you SRE.”

Received $8,400

D.L. Fallbrook, CA

“We have experience working with realtors. This is my first time using SRE. It was truly a pleasure working with SRE and we would recommend them for your next real estate needs.”

Received $40,500

D.C. La Jolla, CA

“I got full service from SRE and we closed in 21 days. If I buy again, I will definitely go with SRE. I am highly recommending SRE.”

Received $26,500

G.P. Metro Honolulu

“It was awesome to see the rebate of over $12,500 applied towards our closing cost on the day of our signing! It practically covered all of the closing costs!”

Received $12,500

S.B. Metro Honolulu

“SRE helped me buy a house in Santee, CA. SRE is very well organized and I would strongly recommend them to anyone that needs to buy or sell homes.”

Received $7,761

M.V. San Diego, CA

Ready to start the process?

Endorsed by